Get the scoop on the Apple Credit Card Canada! If you’re looking to join the Apple card family and want to know all about the Apple cash card, you’re in the right place.
As an Apple gadget lover, like the iPhone, iPad, Apple Watch, or the Apple store itself, the Apple credit card is an awesome additional benefit you can enjoy.
The best part? You’ll earn incredible cash back when you shop at eligible places like grocery stores and gas stations.
Lately, people have been wondering about the Apple credit card in Canada. Is it available? When can we get it? And how does it connect to our bank accounts? This article has all the answers you need about the Apple credit card in Canada and how it works.
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The Quick Review Of Apple Credit Card Canada 2023
- As an Apple gadget lover, like the iPhone, iPad, Apple Watch, or the Apple store itself, the Apple credit card is an awesome additional benefit you can enjoy.
- The best part? You’ll earn incredible cash back when you shop at eligible places like grocery stores and gas stations.
- Lately, people have been wondering about the Apple credit card in Canada. Is it available? When can we get it? And how does it connect to our bank accounts? This article has all the answers you need about the Apple credit card in Canada and how it works.
Content:
· Introducing Apple Credit Card: An Overview
· Can Canadians Get an Apple Credit Card?
· Where Can You Get the Apple Credit Card?
· Apple Credit Card Exciting Properties
· Understanding the Functionality of the Apple Credit Card
· The Guide to applying for an Apple credit card
· Top Choices for Apple Credit Card Alternatives in Canada
Introducing Apple Credit Card: An Overview
The Apple Credit Card is your new digital companion brought to you by Apple, Inc. and Goldman Sachs. This one-of-a-kind credit card seamlessly integrates with your Apple Pay account, offering a sleek design and a host of helpful features.
You can earn cashback rewards, easily track your spending, and enjoy enhanced security measures all in one convenient platform. Whether you’re shopping for Apple products or anything else, the Apple Credit Card has you covered.
Accessing your virtual card from the mobile wallet app on your iPhone is a seamless action when it comes to the Apple credit card, or you can experience the luxury of a physical titanium card – truly one of the best metal credit cards out there.
Can Canadians Get an Apple Credit Card?
The Apple Credit Card is currently not available in Canada. However, rumors are there that it might be unveiled in 2024. As at January 2021, the Canadian government approved the trademark application for the Apple Card.
The credit card was initially launched in the United States in August 2019 and has remained exclusive to the United States so far.
Canadians who are interested in getting the card will need to wait for its official release, which hasn’t been announced yet. The Apple Credit Card, a Mastercard, will likely become available in Canada due to its popularity and the high demand for innovative financial products. Users can use it wherever Mastercard is accepted.
Where Can You Get the Apple Credit Card?
While the Apple Credit Card isn’t available in Canada just yet, there are rumors buzzing that it might be coming our way in 2024. In fact, the Canadian government has already approved the trademark application for the Apple Card back in January 2021.
Originally launched in the United States in August 2019, the Apple Credit Card has been a hit, but unfortunately, it’s been exclusive to our American neighbors. While we don’t have an official release date yet, it’s highly anticipated that the Apple Credit Card will eventually land in Canada.
And let’s be honest, with the Apple brand’s popularity and the growing demand for innovative financial products, it’s no surprise that our country doesn’t want to be left out.
Plus, it’s worth mentioning that the Apple Credit Card is a Mastercard, so you can use it wherever Mastercard is accepted.
Apple Credit Card Exciting Properties
The Apple credit card is a crowd-favorite with its unique set of features that sets it apart from other credit cards. Curious about what makes it so popular? Here are some of the top features of the Apple credit card.
Titanium card
The Apple credit card is absolutely stunning. Crafted with titanium, its sleek and stylish appearance sets it apart from all other credit cards.
User-friendly App
The Apple credit card offers a user-friendly app that simplifies tracking spending, managing accounts, and paying bills. Discover the convenience of having it all in one place. Don’t miss out on this amazing feature
Rewards for your spending
The Apple credit card lets you earn cashback rewards on every purchase you make with the card, including a whopping 3% cash back on Apple purchases and a generous 2% cash back on purchases made using Apple Pay.
Confidentiality and protection
The Apple credit card comes with exclusive features that focus on protecting your privacy and security. It provides individual card numbers for each transaction and offers two-factor authentication, ensuring a secure experience. Enjoy the convenience of using this card while purchasing multiple Apple products.
Zero yearly charges
The Apple credit card stands out from other credit cards by not imposing an annual fee, making it a top option for consumers who prioritize their budget.
It is an excellent choice for anyone looking for a credit card with great rewards, easy-to-use features, and a focus on privacy and security.
Apple Card Easy Payments
The Apple Card introduces Apple Card Monthly Installments, a convenient payment plan for purchasing Apple products online or in-store. With this Buy Now Pay Later (BNPL) option, you can spread out your payments over time instead of paying the full amount upfront.
This interest-free plan is exclusively available for Apple products, allowing you to easily budget for your monthly payments without accruing any additional costs.
Apple Card Family Feature
The Apple Card Family is a valuable addition to the Apple Card Monthly Instalment. With this feature, users can form an Apple Family sharing group, allowing two co-owners to effectively manage the account, foster a shared credit history, and even set spending boundaries if desired.
This is a great opportunity for individuals aged 18 and above to start building their credit and gain valuable financial skills.
Apple Device Money-Back System
You can get 3% Daily Cashback on Apple devices and products with your Apple Card. Plus, enjoy 2% Daily Cashback on non-Apple purchases when you use your Apple Card through Apple Pay.
Understanding the Functionality of the Apple Credit Card
The Apple credit card functions just like any other credit card, but with some notable distinctions. Instead of going through a traditional banking app, the card is managed exclusively through the Apple Wallet app, providing users with real-time spending tracking and rewards balance monitoring.
With the Apple credit card, you can earn cash back on your purchases, and I think we have talked about this earlier in this post.
This includes 3% cash back on Apple purchases, 2% cash back on Apple Pay transactions, and 1% cash back on physical card purchases.
One standout feature of the Apple credit card is the absence of fees. No annual fees, transaction fees, foreign exchange fees, or penalties for late payments or surpassing your credit limit. However, interest charges still apply.
Regarding security, the Apple credit card takes several precautions to safeguard your personal and financial information. Your card won’t have a visible card number, CVV, or expiration date, which minimizes the risk of fraud.
Furthermore, the card provides a virtual card number specifically for online purchases, which can be easily regenerated if compromised.
Overall, the Apple credit card offers a unique combination of cash-back rewards, daily cash-back, and a fee-free experience. It’s the perfect choice for Apple enthusiasts and anyone looking for a convenient and secure credit card.
The Guide to applying for an Apple credit card
If you’re an iPhone user in the United States, applying for the Apple Credit Card Canada can easily be done online. Here’s a simple guide on how to get started.
Step 1: Verify if you qualify
Make sure you meet the requirements before applying for the Apple credit card. To be eligible, you need to be 18 or above, have a valid mailing address, and own a compatible iPhone.
Step 2: Submit your application online
Apply for an Apple credit card effortlessly using the Wallet app on your iPhone. Simply follow the step-by-step instructions and provide essential details like your name, address, and social insurance number.
Step 3: Await authorization
Upon submitting your application, anticipate a response from Apple. The approval process is swift, taking only a matter of minutes. If your application is approved, a credit limit will be assigned to you according to your creditworthiness.
Step 4: Unlock your card
Once you receive your Apple credit card, simply activate it through the Wallet app on your iPhone, and you’re all set to start shopping with your new card!
Step 5: Simplify transactions and handle your account
You can easily top up your Apple credit card balance with the convenient Wallet app. Also, you can take full control of your account, effortlessly check your balance, track transactions, and access your statements.
The Quick Review Of Apple Credit Card Canada 2023
- As an Apple gadget lover, like the iPhone, iPad, Apple Watch, or the Apple store itself, the Apple credit card is an awesome additional benefit you can enjoy.
- The best part? You’ll earn incredible cash back when you shop at eligible places like grocery stores and gas stations.
- Lately, people have been wondering about the Apple credit card in Canada. Is it available? When can we get it? And how does it connect to our bank accounts? This article has all the answers you need about the Apple credit card in Canada and how it works.
Top Choices for Apple Credit Card Alternatives in Canada
1. STACK Mastercard
STACK Mastercard – the credit card that’s just like the Apple credit card, but with no annual fee and free FX transactions when you meet the minimum spending requirements.
With STACK, you can enjoy unlimited bill payments, get your paycheck early, and earn cashback rewards at select retailers.
It’s a prepaid credit card, meaning you need to load money onto it before using it. Once loaded, you can use it wherever Mastercard is accepted and easily track your transactions in real-time with the STACK app.
Speaking of the app, it also gives you access to instant tools and rewards to better manage your money. Plus, you can enjoy instant cash back on everyday purchases from eligible places.
And the perks don’t stop there – STACK cardholders can also take advantage of exclusive promotions and offers.
If you’re looking for a great alternative to the Apple credit card in Canada, check out these top contenders that offer equally amazing perks, benefits, and offers.
2. The BMO CashBack World Elite Mastercard
BMO CashBack World Elite Mastercard is the ultimate credit card for earning cash back! With this card, you can enjoy incredible rewards on all your purchases.
Groceries? You get a whopping 5% cashback. Transit? You’ll receive 4% cash back. Gas? Enjoy 3% cashback. Recurring bills? You’ll earn 2% cash back. And for everything else, you’ll still get a solid 1% cash back. Plus, for the first three months, there’s a fantastic 10% bonus on your cash back!
But that’s not all – this card also offers travel insurance and concierge services, all without any pesky annual fees. And sure, there are interest rates (20.99% on purchases, 23.99% on cash advances, and 22.99% on balance transfers), but with all the amazing benefits, it’s definitely worth it.
And I want you to note that to qualify for this incredible card, you’ll need a minimum personal income of $80,000 or a household income of $160,000.
3. Tangerine World Mastercard
This amazing Tangerine World Mastercard is available in Canada and comes with a ton of benefits.
With the Tangerine World Mastercard, you can earn cashback on everything you purchase – from gas and groceries to recurring bill payments. The best part? There’s no limit to how much cashback you can earn, and it’s automatically deposited into your account each month.
But that’s not all. This card doesn’t charge any annual fees, foreign transaction fees, or hidden fees. It’s a straightforward credit card option that won’t surprise you with unexpected costs. Plus, you can get free additional cards for your family members, making it perfect for households.
The perks don’t stop there. The Tangerine World Mastercard also provides rental car insurance, free Boingo Wi-Fi, mobile device insurance, and trip interruption coverage. And if you have any questions or concerns, don’t worry – their customer service support is available 24/7.
On top of all that, new card members enjoy a fantastic welcome bonus – 10% cashback on their first $1000 of spending in the first two months.
With an interest rate of 19.95% for cash advances, balance transfers, and purchases, you’ll also earn an amazing 2% unlimited cashback in three spending categories and 0.50% on all other purchases, along with VIP perks.
4. Neo Financial’s Mastercard
Introducing Neo Financial’s Mastercard – the credit card that comes without a pesky annual fee. Offered by fintech company Neo Financial, this card is perfect for you if you are seeking high-interest savings hybrid accounts.
With Neo Mastercard, you can earn up to 5% cash back on purchases made at participating stores, with a guaranteed 0.5% cash back on all purchases.
Interest rates range from 19.99% to 26.99% for purchases, and cash advances range from 22.99% to 28.99%.
As a welcome bonus, you’ll receive 15% cash back on your first purchase, along with a $25 cash bonus.
The best part? Neo Mastercard comes as both a physical card for in-store purchases and a virtual card for easy use with your phone’s wallet.
5. The KOHO Prepaid Mastercard
The KOHO prepaid Mastercard is the ultimate rewards card. You can get cashback on every purchase, save money with the round-up feature, and enjoy no foreign transaction fees.
Also you can manage your finances effortlessly with the KOHO app – set budgets, track goals, and stay in control. Just like the Apple Credit card, there’s no annual fee!
As a new card member, you’ll receive a generous welcome bonus of $20 after your first purchase.
Convenience is at your fingertips with the virtual card compatible with Google Pay, Samsung Pay, and Apple Pay. And while the optional metal card is no longer available, the benefits keep coming.
Upgrade to the KOHO Premium Mastercard for even more perks. Earn 2% unlimited cash back, 5% at partners, enjoy free ATM withdrawals, seamless FX transactions, price matching, and other exclusive benefits – all for an annual rate of $84.
6. Wealthsimple Cash Card
An excellent substitute for the Apple credit card is the Wealthsimple cash card. It arrives as both a virtual and physical card, giving you the freedom to choose the one that best fits your needs.
The virtual card is compatible with Google Pay and Apple Pay, making it convenient for online and mobile transactions.
By using the Wealthsimple Trade app, you can easily monitor and control your card transactions, as well as access various Wealthsimple accounts. Plus, you’ll earn cash back rewards on all purchases, with a generous 1% return.
In addition to these benefits, you’ll also have access to a free money transfer app and a Prepaid Mastercard. Experience the convenience and rewards offered by the Wealthsimple cash card.
7. The Rogers World Elite Mastercard
The Rogers World Elite Mastercard – One of Canada’s top choice for cashback credit cards. 3% cash back on all your purchases and enjoy a range of benefits.
With the Rogers credit card, you not only earn competitive cash back on every purchase, but you also receive travel insurance and no transaction fees on US dollar purchases.
Plus, you’ll earn 3% cash back on your insurance premiums and purchases. Kickstart your rewards journey with a $24 welcome bonus and enjoy an annual reward of $360.
For those who love to travel, this card offers even higher cashback rewards on foreign transactions. And that’s not all – enjoy extended warranty coverage and free roadside assistance, among other rewards and perks.
The Quick Review Of Apple Credit Card Canada 2023
- As an Apple gadget lover, like the iPhone, iPad, Apple Watch, or the Apple store itself, the Apple credit card is an awesome additional benefit you can enjoy.
- The best part? You’ll earn incredible cash back when you shop at eligible places like grocery stores and gas stations.
- Lately, people have been wondering about the Apple credit card in Canada. Is it available? When can we get it? And how does it connect to our bank accounts? This article has all the answers you need about the Apple credit card in Canada and how it works.
Frequently Asked Questions
1. Are there any requirements to apply for a credit card in Canada?
Yes, there are certain requirements you must meet before applying for a credit card in Canada. Generally, you’ll need to be at least 18 years old and have an income of $12,000 per year or more.
You also may need to provide proof of identity such as your driver’s license, passport or birth certificate.
2. Do I need to pay an annual fee when using an Apple Credit Card?
No, the Apple credit card does not charge any annual fees. Nor do they charge foreign transaction fees or hidden fees – making it one of the most cost-efficient credit cards on the market.
3. Is there a welcome bonus for new card members?
Yes, many of the credit cards available in Canada offer welcome bonuses to new card members For example, the STACK Mastercard offers a $5 welcome bonus after your first purchase
Conclusion
Well, we can say Apple credit card is not available in Canada, however there are many alternatives that offer similar benefits and rewards to help you maximize your spending. Whether it’s the STACK Mastercard, Wealthsimple Cash Card, Rogers World Elite Mastercard or BMO CashBack World Elite Mastercard – all of these cards provide excellent cashback rewards and other benefits for everyday purchases.
With so many options tochoose from, you’re sure to find the right card that suits your needs and lifestyle. Just remember to carefully read each card’s terms and conditions before applying to make sure you get the best deal on your credit card.
